Property damage
Topic in insurance and criminal law
Property damage (sometimes called damage to property) is the damage or destruction of real or tangible personal property, caused by negligence, willful destruction, or an act of nature.
Destruction of property (sometimes called property destruction, or criminal damage in England and Wales) is a subset of property damage that involves damage to property that results from willful misconduct and is punishable as a crime. Destruction of property encompasses vandalism (deliberate damage, destruction, or defacement), building implosion (destroying property with explosives), and arson (destroying property with fire), and similar crimes that involve unlawful infliction of damage to or destruction of personal property or real property.
Courts may also order the destruction of property that infringes intellectual property laws.
01Insurance claims
Property damage also refers to loss of tangible property in insurance loss claims, related to residential and commercial buildings, as well as motor vehicles. In motor vehicle accidents, typically there may be loss to structures, personal items, and vehicles, which would be referred to as property damage.
Sources and credits
This article is adapted from the Wikipedia article “Property damage”, written by its contributors and licensed under CC BY-SA 4.0. Fathomly has changed the layout, removed citation markers, navigation and maintenance notices, and adjusted punctuation. This adapted version is shared under the same license. For references, see the original article.
Images, from Wikimedia Commons:
- 2020augderecho-damaged-ag-structures-Marion-IA-2.jpg by NWS Storm Survey, Public domain
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